ATMs & banks
Money, SIM & FX

Cash, on a foreign card

Only some Korean ATMs accept cards issued abroad — look for a "Global ATM" sign with your card network's logo. We list only what a bank confirms on its own website, plus the rules to know before you withdraw.

Rules before the first withdrawal

Always refuse DCC

Some ATMs ask "convert to USD now?" — say NO (or "Continue without conversion"). Pay in KRW; let your card's network handle FX.

Check your daily limit before you fly

Your own bank sets a daily ATM cap. Check it in your banking app and raise it before you fly if you need to.

Two-card rule

Bring two cards on different networks (Visa + Mastercard). One blocks, the other still works.

Notify your bank you're in Korea

Some banks auto-decline foreign withdrawals on the first try. A 30-second app toggle solves it for the trip.

Networks that take foreign cards

Hana Bank Global ATMs

하나은행 글로벌 ATM
Hana Bank Global ATMs — look for the "Global ATM" sign on the machine.
VisaMastercardMaestroCirrusPlusJCBUnionPay

Hana Bank's own FAQ lists MasterCard, Maestro, Cirrus, VISA, PLUS, JCB and UnionPay cards for its Global ATMs. Fees and limits depend on your card issuer and the machine, so read the screen before you confirm. Other banks' ATMs may take your card too — check for your card's logo on the machine.